About Us

Insurance is a Matter of Trust.

Life is filled with unforeseeable events – tornadoes, fire and lightning. In these situations and others, there’s peace-of-mind in knowing that you have an insurance policy you can rely on to protect you.


At Mid-State Mutual Insurance Company that’s what we strive for most, to provide you with adequate protection and peace-of-mind. Since 1887, for over 132 years, our Southern Minnesota insurance company has been helping individuals, families and farmers find solutions for a variety of their insurance needs.


As one of Minnesota’s original township mutual insurance companies we understand the need for cooperation and understanding. Which is why we still maintain the same high-levels of teamwork and support that brought our company founders together in the first place. Drawing upon 132 years of experience, and upon the strength from countless resources, we are able to provide comprehensive insurance solutions for everything from your home to your head of cattle.


Let us put our expertise to work for you. At Mid-State Mutual Insurance Company we offer comprehensive services and maintain a vast pool of independent agencies staffed with skilled insurance agents who specialize in the coverages we provide in partnership with our Statewide Companies - North Star Mutual Insurance Company and Ram Mutual Insurance Company.


  • Farm Insurance
  • Homeowners Insurance
  • Inland Marine Insurance
  • Liability Insurance



Insurance is a matter of trust. We invite you to invest your trust in Mid-State Mutual Insurance Company, just like your neighbors, co-workers and family have been doing for over 132 years. Contact us or stop in at one of our convenient affiliated agencies to learn more about our comprehensive insurance products.

Contact Information

116 2nd Ave NW

PO Box 218

Waseca MN 56093


Phone: 507-835-3570

Fax: 507-835-3673


Monday - Thursday: 7:30am - 4pm

Friday: 7:30am - 12pm (Noon)

© Mid-State Mutual Insurance Co.